Welcome to our Consumer and Job Resources Center. Here you will find tips and information on a variety of topics impacting you as a consumer, as well as helpful job resources. Please feel free to contact my office for assistance about any of this information.

Housing and Mortgage Resources
Job Resources and Training Information
Student Loan Resources
Consumer Financial Protection


Housing and Mortage Resources

Many mortgages are owned by Fannie Mae or Freddie Mac even though you make your mortgage payments directly to a bank or mortgage servicer. This is important to know because if it is owned by Fannie or Freddie, you may be eligible to take advantage of programs such as the Home Affordable Modification Program (HAMP) or the Home Affordable Refinancing Program (HARP). To find out if your loan is owned by Fannie Mae or Freddie Mac visit some of the links below. If your loan is not owned by Fannie Mae or Freddie Mac, there may be other programs available through the Mortgage Settlement recently agreed to by the five leading bank mortgage servicers. You can learn more at www.nationalmortgagesettlement.com.

Below are some links to information and programs to help you. Of course, you can always call my office and we will help you figure out the best options for you and your family.

Making Home Affordable is the one-stop shop for all issues related to HAMP, HARP and the national mortgage servicing settlement. - www.makinghomeaffordable.gov

To find out if your mortgage is owned by Fannie Mae - http://www.fanniemae.com/loanlookup

To find out if your mortgage is owned by Freddie Mac - https://www.freddiemac.com/corporate

You can also find out if Fannie or Freddie owns your mortgage from here as well - http://www.makinghomeaffordable.gov/tools/does-fannie-or-freddie-own-your-loan/Pages/default.aspx

Other helpful links include:
For students who need help with financial aid, visit the FASFA website for an application: http://www.fafsa.ed.gov


Job Resources

My office often holds job fairs and workshops. Below are some more resources to help you if you or someone you know needs job assistance.

Non-Profit Employment Groups:


Federal Job Resources:


  • USA Jobs.gov – USAJOBS is the official jobsite for the US Federal Government. You can search USAJOBS to find thousands of available federal jobs, and use our search tools to narrow your results to find the job that is right for you.
  • Career OneStop – You can search for jobs, explore different career options, and get tips to help improve your resume and interview skills.


Local Job Resources:

  • Find local help – The Department of Labor has offices all over the country that offer employment assistance programs. Find an office near you.


  • Jobs in your city:

 City of Golden Jobs - Work for the City of Golden

 City of Lakewood Jobs - Find jobs in the City of Lakewood through local businesses and local government

 City of Westminster Jobs - Find jobs in the City of Westminster through local businesses

 City of Wheat Ridge Jobs - Local jobs available in Wheat Ridge

 Commerce City Jobs - Job opportunities available in Commerce City

 City of Thornton Jobs - Local jobs in the city of Thornton

 City of Northglenn Jobs - Find jobs in the city and community of Northglenn

 City of Edgewater Jobs - Local jobs available in Edgewater

 City of Federal Heights Jobs - Work in the City of Federal Heights

 City of Arvada Jobs -Jobs available from the city and community of Arvada


Resume Writing & Interview Tips. 

  • http://career-advice.monster.com/  – This website provides tips on everything from how to successfully write a cover letter to how to go about salary negotiations.  There is also helpful advice about all aspects of job hunting.
  • Read Focused Jobseeking – This free publication offers guidelines for taking control of your job search.

Student Loan Resources

Congress recently passed a bill extending the low student loan interest rates for federally subsidized student loans.  However, many students and their parents still have questions about options to finance higher education. Below are some helpful resources. 

An overall view of federal aid, how you can fund your education, and other important factors to consider when applying for federal aid:

To see the eligibility requirements for federal student loans including students with intellectual disabilities:

For an idea of how much federal aid you are eligible for use the following FASFA tool:


Consumer Financial Protection

File a Complaint if You've Been Mistreated

As part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Congress created the Consumer Financial Protection Bureau (CFPB).  This entity serves as a “consumer watchdog” for Americans  dealing with banks, mortgage companies and other non-bank financial institutions.

To better protect consumers from predatory practices by the financial services industry, the CFPB has created a website to submit a complaint online.  Once a complaint has been submitted, the CFPB will verify the information with the company and work as a facilitator between you and the company to find a resolution to the dispute. 

Prior to the CFPB, there were few options available for consumers to seek assistance with financial companies.  If you believe you were treated unfairly by a financial institution and would like to file a complaint with the CFPB, visit www.consumerfinance.gov/complaint.


Millions of Americans are affected by outstanding student loan debt, large credit card balances, and underwater mortgages.  While we should all strive to be responsible consumers, sometimes companies take advantage of unsuspecting and vulnerable individuals.  You deserve a fair shot in repaying their debts and avoiding financial distress.  I remain committed to supporting the CFPB and will continue to work with my colleagues in Congress to continue our economic recovery to benefit all Americans